“God’s elect do not exist without the indwelling of the Holy Spirit. We derive all that we are not from ourselves, but from that rich Dweller in our hearts. we, His poor host, have nothing, and from our own treasury can produce not even a grain of love; but our rich Guest works in us with all His wealth. Or rather, not with His own, but with the riches of Christ’s cross-merits; and with lavish hands He spends these cross-merits upon the poor owner of the house, making him unspeakably rich.” – Abraham Kuyper, The Work of the Holy Spirit, 546.